---
title: "Net 30 invoice terms: what they mean, with sample wording"
description: "Net 30 means an invoice is due 30 days after its date. How to write net 30 payment terms, sample late-fee wording, and a free net 30 invoice PDF."
canonical: https://klmlabs.app/invoice-maker/invoicing/net-30-payment-terms/
updated: 2026-11-07
---

# Net 30 invoice terms: what they mean and how to write them

Net 30 means the customer has 30 days from the invoice date to pay. An invoice dated November 2 is due December 2.

Download the sample (PDF, US Letter, 1 page, 32 KB): https://klmlabs.app/invoice-maker/samples/net-30-payment-terms.pdf. A made-up invoice, filled in to show how it's written. No sign-up, no email.

## What's on this sample

Invoice INV-2207 from Calloway Sign & Print to Northgate Property Management. Issued 2 Nov 2026. Due 2 Dec 2026.

| Description | Qty | Unit price | Amount |
|---|---:|---:|---:|
| Aluminum property signs, 24x36, printed both sides | 6 | $128.00 | $768.00 |
| Installation, two sites (hours) | 3.5 | $70.00 | $245.00 |
| Design changes, round 2 (hours) | 1 | $65.00 | $65.00 |
|  |  | Subtotal | $1,078.00 |
|  |  | Sales tax (9.75%) | $105.11 |
|  |  | **Total** | **$1,183.11** |

### The payment instructions printed under the totals

Please include invoice number INV-2207 with your payment. Pay by ACH or check.

### The notes printed at the bottom

Terms: Net 30. Payment is due by December 2, 2026.
A late fee of [x]% per month, as set out in our signed service agreement, applies to balances unpaid after the due date.
Sample tax rate and late fee: use your own local rate and the terms your customer agreed to.

## What does net 30 mean on an invoice?

“Net” is the full amount; “30” is the days the customer has to pay. Net 15 and net 60 work the same way.

## Does net 30 include weekends?

Yes, it counts calendar days. Print the due date, so nobody has to count.

## How to write net 30 payment terms

Agree the terms in your quote, then print the term and the due date together. Copy and adapt:

> Terms: Net 30. Payment is due by December 2, 2026.

> Please include invoice number INV-2207 with your payment. Pay by ACH to [account details] or by check to [your business name].

In Invoice Maker, the first line goes in the notes, the second in **Payment instructions** (Settings > Invoice defaults).

## Net 30, net 15 or due on receipt?

| Terms | Due | Good for |
|---|---|---|
| Due on receipt | The day you send it | One-off jobs, small amounts |
| Net 7 | 7 days after the invoice date | Short jobs, when you want cash fast |
| Net 15 | 15 days after | Repeat customers you know |
| Net 30 | 30 days after | Businesses with an accounts team |
| Net 60 or 90 | 60 or 90 days after | Large companies, if you can wait |

## What does 2/10 net 30 mean?

The customer can take 2% off if they pay within 10 days; otherwise the full amount is due in 30. Invoice Maker has no discount line, so put it in the notes.

## How do I add a late fee?

Only charge a fee the customer agreed to before the work, and point back to that agreement:

> A late fee of [x]% per month, as set out in our signed service agreement, applies to balances unpaid after the due date.

1.5% a month is 18% a year. Interest limits differ by state, so check yours. This is not legal advice.

## Set net 30 in Invoice Maker

In Settings > Invoice defaults, choose Within 30 days. Each new invoice is then due 30 days after its date. Past that, a sent invoice shows as overdue.

## Make it on your iPhone with Invoice Maker

- Set net 30 once; each new invoice gets its due date
- See overdue invoices at a glance
- Change the due date on any invoice

Download Invoice Maker on the App Store: https://apps.apple.com/us/app/invoice-maker-estimates-app/id6815655785

Free to download, with in-app purchases. Entering your business details and first client is free; making invoices and estimates needs Invoice Maker Pro: Yearly US$39.99 a year with a 7-day free trial for eligible new subscribers, or Monthly US$6.99 a month (US prices). iPhone and iPad, iOS 16.4 or later. All the facts: https://klmlabs.app/invoice-maker/

## The facts this page states, with sources

As KLM Labs' fact record words them; the page may put them in its own words. Invoice Maker's facts page: https://klmlabs.app/invoice-maker/

- Pick your payment terms: Due on receipt, or within 7, 14 or 30 days. (Source: the app's source code (private).)
- The issue date is today; the due date follows your payment terms, and you can change it on any invoice. (Source: the app's source code (private).)
- With Due on receipt and a due date equal to the issue date, the PDF prints 'Due on receipt' instead of a date. (Source: the app's source code (private).)
- Say how to pay you once, in Settings; it prints under the totals on every invoice, not on estimates. (Source: the app's source code (private).)
- A notes field prints at the bottom of the PDF; leave it empty and it's left off. (Source: the app's source code (private).)
- Mark invoices sent or paid; see what you're owed and what's overdue. (Source: the app's source code (private).)
- No discount lines. (Source: the app's source code (private).)
- No payment reminders or notifications. (Source: the app's source code (private).)
- Net 30: full payment due within 30 calendar days from the invoice date. (Source: https://www.forwardly.com/blog/what-does-net-30-mean-on-an-invoice (read 2026-11-06).)
- 2/10 net 30: 2% discount if paid within 10 days, otherwise full payment due by day 30. (Source: https://www.forwardly.com/blog/what-does-net-30-mean-on-an-invoice ; https://www.bill.com/learning/net-terms (read 2026-11-06).)
- Interest limits are set by state law and differ by state. (Source: https://www.law.cornell.edu/wex/usury (read 2026-11-06).)

## Invoice templates with these terms

- [Consulting invoice template](https://klmlabs.app/invoice-maker/invoice-templates/consulting/): A free consulting invoice template PDF, filled in: hours at an hourly rate, a fixed-fee item, expenses at cost and net 30 terms, with each line explained.
- [Catering invoice template](https://klmlabs.app/invoice-maker/invoice-templates/catering/): A free catering invoice template PDF, filled in: per-guest menu prices times the final headcount, staff hours, rentals, delivery and one sales tax rate.
- [Electrician invoice template](https://klmlabs.app/invoice-maker/invoice-templates/electrician/): A free electrician invoice template PDF, filled in: labor hours, the panel and parts as separate lines, the permit fee, and the estimate it came from.

## Sources

1. [Forwardly: What does net 30 mean on an invoice? (30 calendar days from the invoice date; 2/10 net 30)](https://www.forwardly.com/blog/what-does-net-30-mean-on-an-invoice)
2. [BILL: A guide to net terms (net 15, 30, 60 and 90; early-payment discounts)](https://www.bill.com/learning/net-terms)
3. [Cornell Law School, Legal Information Institute: usury (interest limits are set by each state)](https://www.law.cornell.edu/wex/usury)
4. [Invoice Maker: Estimates App on the App Store (app features)](https://apps.apple.com/us/app/invoice-maker-estimates-app/id6815655785)

Last updated November 7, 2026. Sample businesses, people and figures are made up.